Daily Growth (PDF) from S.M.L.

Click here to download the file.

The "Real" Secret of Change

The secret is that there is NO "Secret". Reality is that the life one desires comes about from vision, sweat, determination, effort and time. I know this isn't marketable, but it is reality and history supports its presence.

Financial MINDSET

In working with people I have discovered that one area in particular keeps many stalled out in a non-workable MINDSET. As you may expect, the area is personal / family finances. If you find yourself troubled by your current financial situation, then the best thing to do is realize you have the power to change and the present opportunity to grow in this important area. Discover your workable Financial MINDSET and put your muscles and money in action for you.

Day by Day by Day MINDSET

Doing worthwhile activities, day, after day, after day, leads to magnanamous life change over time.

Ancient MINDSET Wisdom

"In all hard work there is profit, but merely talking about it only brings about poverty" - King Solomon (900'ish BC)


What have I been talking about lately that I know the time has come to put some muscle movement behind it? Enough with the mental investment in the idea, the time has arrived for muscle investment! The Economy of Personal Transformation is all about the expenditure of energy & effort. So I'm now unleashed to get my muscles moving!

Mental Note:

D - E = S (Desire minus Effort = Stagnation)

Master of Mindset ( & Golf too)

Zach Johnson has the MINDSET...

Do you have what it takes?

Success is a by-product of one's determination to grow and continually be challenged.

The Personal Change Equation

We as a culture place a lot of emphasis on personal growth and change; however, it seems that very few understand how to move into an ongoing STATE of desired change. In this entry I hope to breakdown life CHANGE into a simple and revolutionary formula. Are you ready??? Well here it is. (E + T = DC) Do you feel the personal momentum already. I wouldn't think so anyhow. The expanded version of this equation is (Effort + Time = Desired Change). No its not revelutionary, but it is true. With many pop culture antics like, "The Secret", this equation seems insignificant, but how much would be missed if this equation isn't taken to heart. "The Secret" proposes that personal change lies with a better understanding of how the universe is at our beckon call to give us whatever we project and desire. I believe the unverse is responsive to us, like "The Secret", but in a far different manner. I believe that the universe is designed to respond to "Effort" exerted over "Time". So we take the equation and implement it into the realm of personal change. In order for my life to improve, I will need to exert focused "Effort" over a sustained period of "Time" (maybe even a lifetime), so that I may experience my "Desired Change". So if there are areas of your life that need growth and change, take a few moments, reflect on the effort that will be required... make a commitment to put in whatever time necessary... and celebrate the small desired changes that will be occurring on a daily basis. So the questions I leave you are: What are you going to do differently now?; How much effort are you willing to exert?, and; How passionate are you about your desired change? Oh yeah, don't forget you will have moments or days where you will fail in this, but harness those failure, learn from them and reapply yourself with a renewed sense of commitment.